I postdated my check because I didn’t want to miss the due date, and I intended to transfer the funds closer to the date I wrote on the check.
The laws differ from state to state, but the short answer is yes.
Once you sign the check, it becomes legal tender, so it’s 100% legal for a bank to cash a postdated check before the date on it.
In terms of the Texas penal code, a PD check constitutes a promise to pay the amount to the payee on a specific date.
People usually write PD checks when insufficient funds are available to cover the check on the date on which the payee needs it.
Commercial organizations often state on their invoices that they do not accept PD checks and all checks will be deposited immediately.